Colorado Loans to Increase Mainstreet Business Economic Recovery

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Program Overview

The CLIMBER (Colorado Loans to Increase Mainstreet Business Economic Recovery) Loan Fund is a statewide program that will provide up to $250 million in working capital loans to Colorado small businesses through 2023. It will promote small businesses recovery, save jobs, and help support the Colorado economy.

Lenders, CDFIs, credit unions, and nonprofit lenders can participate and provide loans for their small business customers needing financial assistance.

Small businesses with 5-99 employees that were financially stable before the pandemic but now need help to survive may apply for working capital loans between $30,000 and $500,000. Below-market interest rates and a 1-year deferred payment option make the program a secure recovery option for small businesses.

Program Impact

CLIMBER will disburse $250M of combined private/public funds through successive tranches of up to $50M per tranche. All 64 counties will receive funds, with attention to distressed and underserved regions.

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